Responsibility, Banksters, and Hope

This an unplanned essay, but we hope to soon release a booklet on the same topic. More adept analysis has been done by other people, but my focus is on how the general, non-technical person could, and in some times and places does, benefit[1] (or suffer) from modern banking practices.


“Those who shrink from responsibilities keep on shrinking in other ways too.” — a quote from one of those “quote of the day things”[2].

Banksters (my name for the gang of unethical bankers) shrank away from the responsibility of fostering a fair, sustainable money system.

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Capitalizing on debt (general idea)

Currently, student loans are a big problem in America, because they are “super debts” which survive personal bankruptcy, and may even impact on the families of those who were coerced into taking the loans. The coercion is debatable, but the whole situation is similar to how the economy of Haiti was depressed for 200 years (until 1995), and the general lack of detached empathy to solve the problem for the “victims” is likely to make the problem last for a longer time than we might anticipate.

However, there is an idea which occurred to me: could and individual or small group form a corporation, buy a personal loan by an issue of bonds, and then assume that debt? Especially in the case of student loans, this would allow refinancing them without needed to either default or be worried about fees.

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MLP – Health Care vs. Disease Management

A video about how transforming fundamental assumptions are useful for living better. By a medical doctor, and, well presented.

The linked video takes less than 20 minutes to watch in its entirety, but it is worth just seeing the first few minutes, even if you already “know it” intellectually.

With some of the mass media pushing us to model the world as full of danger, it is good to see that they are more and more opportunities as well.

The Power…. ?

As for making the major changes, it depends on the individual, but they are guidelines available for almost any change, nowadays.

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Vital Creativity

A while back, I made the somewhat cryptic statement:

Laugh at […] what empty shells have been made out of the Kingdoms of creativity and prosperity that were […] testaments to the adage that crime doesn’t pay.

Not even crime against creativity, which is a vital part of the upwards thrust of the human aggregate spirit, or right-thinking individuals.

Well, re-reading that, the last sentence is a bit dense.

Creativity is a vital part of the upwards thrust of the human aggregate spirit.

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Imposed Passivity

So, I have a good habit of attempting to eat at least two hours before I go to bed.

However, I have the bad habit of neglecting to put myself first, so sometimes there is something like a fog of ineffectiveness that is created; that is part of why I started codifying wisdom and working to remind myself of the need to be powerful, in the sense of working from self, to awareness, to concentration, via restfulness.

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