Capitalizing on debt (general idea)

Currently, student loans are a big problem in America, because they are “super debts” which survive personal bankruptcy, and may even impact on the families of those who were coerced into taking the loans. The coercion is debatable, but the whole situation is similar to how the economy of Haiti was depressed for 200 years (until 1995), and the general lack of detached empathy to solve the problem for the “victims” is likely to make the problem last for a longer time than we might anticipate.

However, there is an idea which occurred to me: could and individual or small group form a corporation, buy a personal loan by an issue of bonds, and then assume that debt? Especially in the case of student loans, this would allow refinancing them without needed to either default or be worried about fees.

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Writing Actually Is Hard Work, ne?

Writing is actually HARD WORK, ne?

They are two well written articles, written by others, which are worth reading.

Our opinion:

We think both ( Mike Minchin, who defines work as difficult physical labor exclusively and Ruth Carmel, who focuses on the challenge of reaching a good enough standard of output, given scarce, unreliable resources of time and emotional ranges) of you have good points, but the core issue is that invisible work is still work.

The rewriting, whether it occurs mostly in imaginary spaces of the inner mind, or on paper, is indeed the bulk of work; and so is finding the motivation to work, which occurs within the soul, dealing with invisible forces of emotion, duty/obligation, and drive/purpose, amongst other potential complications.

A subject work thinking about, and drawing up your own sysplex-models.

Also, welcome our new guest author, and the resident editor from our ranges of origin.

BREVITY's Nonfiction Blog

pic-victorRuth Carmel writes in response to Mike Minchin’s guest blog post, “Writing is Not Hard Work”:

I’m in the winter doldrums and the writing is slacking off. More precisely, I’m slacking off it. Too much late night television, forgetting to write down my ideas. At least I have an excuse for the moment. One of my sons has winter vacation, so until school kicks in again, it’s him and me facing the world together.

He’s fifteen but less independent than a typical kid his age, so I’m his buddy these days. We spent this morning at a warehouse store. I knew better than to troll the aisles, which I find headache-inducing even when I’m shopping solo. We stuck to business. After we ordered my son’s eyeglasses (cheaper than at the local optician, with its seasonally-appropriate window displays, but less risky than the hit-or-miss of an online pair), we headed straight…

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