Capitalizing on debt (general idea)

Currently, student loans are a big problem in America, because they are “super debts” which survive personal bankruptcy, and may even impact on the families of those who were coerced into taking the loans. The coercion is debatable, but the whole situation is similar to how the economy of Haiti was depressed for 200 years (until 1995), and the general lack of detached empathy to solve the problem for the “victims” is likely to make the problem last for a longer time than we might anticipate.

However, there is an idea which occurred to me: could and individual or small group form a corporation, buy a personal loan by an issue of bonds, and then assume that debt? Especially in the case of student loans, this would allow refinancing them without needed to either default or be worried about fees.

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